Exclusive Investment Opportunity: Common Exchange (Whalley): A Rare, High-Yield Asset-Based Lending Institution

William Wright Commercial is pleased to present the opportunity to acquire Common Exchange Whalley, a high-performing business in the alternative financial services sector. Established in 1992, this business has spent over three decades perfecting a recession-resistant, high-margin model within the heart of the fastest-growing city in British Columbia.

• 7% Average Monthly ROI: The business consistently generates an exceptional yield on capital, fueled by a high-velocity lending cycle.
• Industry-Leading 2% Default Rate: While the national average for pawn defaults is significantly higher, this location’s disciplined appraisal and “privacy-first” client management have resulted in a remarkably stable loan book.
• 34 Years of Proven Success: As part of a legacy franchise model, the store benefits from institutional knowledge while remaining individually owned and operated, offering the perfect balance of corporate structure and entrepreneurial agility.
• Recession-Proof: Performance typically increases during periods of high interest rates and credit tightening.
• Turnkey Operations: Fully staffed with long-term management and integrated with modern inventory/loan tracking software.

This acquisition includes a unique, grandfathered business license that is no longer being issued by the City of Surrey.

Common Exchange in Whalley

• Established In 1992
• Unique, Grandfathered Business License
• Industry-Leading 2% Default Rate
• 7% Average Monthly ROI